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Intesanpaolo (MEX:ISP N) Cyclically Adjusted PB Ratio : 1.28 (As of Jun. 26, 2025)


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What is Intesanpaolo Cyclically Adjusted PB Ratio?

As of today (2025-06-26), Intesanpaolo's current share price is MXN93.87. Intesanpaolo's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was MXN73.57. Intesanpaolo's Cyclically Adjusted PB Ratio for today is 1.28.

The historical rank and industry rank for Intesanpaolo's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:ISP N' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.4   Med: 0.69   Max: 1.35
Current: 1.3

During the past years, Intesanpaolo's highest Cyclically Adjusted PB Ratio was 1.35. The lowest was 0.40. And the median was 0.69.

MEX:ISP N's Cyclically Adjusted PB Ratio is ranked worse than
67.65% of 1283 companies
in the Banks industry
Industry Median: 1.02 vs MEX:ISP N: 1.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Intesanpaolo's adjusted book value per share data for the three months ended in Mar. 2025 was MXN82.896. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN73.57 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intesanpaolo Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Intesanpaolo's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intesanpaolo Cyclically Adjusted PB Ratio Chart

Intesanpaolo Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.70 0.58 0.73 1.05

Intesanpaolo Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.95 1.05 1.05 1.28

Competitive Comparison of Intesanpaolo's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Intesanpaolo's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intesanpaolo's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Intesanpaolo's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intesanpaolo's Cyclically Adjusted PB Ratio falls into.


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Intesanpaolo Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Intesanpaolo's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=93.87/73.57
=1.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intesanpaolo's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Intesanpaolo's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=82.896/122.5000*122.5000
=82.896

Current CPI (Mar. 2025) = 122.5000.

Intesanpaolo Quarterly Data

Book Value per Share CPI Adj_Book
201506 47.983 100.279 58.616
201509 53.764 100.000 65.861
201512 53.315 99.814 65.433
201603 56.478 99.600 69.463
201606 58.837 99.900 72.147
201609 62.350 100.100 76.302
201612 63.378 100.300 77.406
201703 60.875 101.000 73.834
201706 64.334 101.100 77.952
201709 69.141 101.200 83.693
201712 77.840 101.200 94.223
201803 72.811 101.800 87.616
201806 66.868 102.400 79.993
201809 65.598 102.600 78.321
201812 68.986 102.300 82.608
201903 69.167 102.800 82.422
201906 66.400 103.100 78.894
201909 68.619 102.900 81.689
201912 67.083 102.800 79.938
202003 83.754 102.900 99.707
202006 87.097 102.900 103.687
202009 91.673 102.300 109.775
202012 82.217 102.600 98.164
202103 82.018 103.700 96.887
202106 81.928 104.200 96.317
202109 83.663 104.900 97.700
202112 76.201 106.600 87.567
202203 73.160 110.400 81.178
202206 68.252 112.500 74.319
202209 65.872 114.200 70.660
202212 66.540 119.000 68.497
202303 64.879 118.800 66.900
202306 63.333 119.700 64.814
202309 65.743 120.300 66.945
202312 64.852 119.700 66.369
202403 65.020 120.200 66.264
202406 71.177 120.700 72.238
202409 82.224 121.200 83.106
202412 80.062 121.200 80.921
202503 82.896 122.500 82.896

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intesanpaolo  (MEX:ISP N) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Intesanpaolo Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Intesanpaolo's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Intesanpaolo Business Description

Industry
Address
Piazza San Carlo, 156, Torino, ITA, 10121
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.

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